At HIA Insurance, we work with you to ensure that you choose the insurance companies and products that are right for you.
Group Life insurance is a life insurance policy in which a single contract covers the entire group of people, such as the staff at a work place. Typically, the life insurance policy owner is an employer or organization and the life insurance policy covers the employees or members of the organization.
HIA Insurance is an Independent Insurance Agency representing multiple companies, which allows us to do the shopping for you.
Group Life is often provided as a part of a complete employee benefits package. In most cases, the cost of the group coverage is far less than you would pay for similar a similar amount of individual protection. This inexpensive life insurance option is worthwhile – especially if you have no other life insurance or if your personal coverage is inadequate.
As the policy owner, the employer or organization head keeps the actual group life policy. This policy is known as the “master contract”. As with other types of life insurance, group life insurance allows you to choose your beneficiary. So give us a call today for a professional review of your insurance.
(HIA Insurance is licensed to do business in Indiana and Illinois. We are also licensed in the states of Florida and Michigan, and offer products and services in those states on a limited basis. This Web Site is not a solicitation for business in states for which we are not licensed.)